Xpress Super’s business model is targeted at the self-directed Investor. A typical Xpress Super client is someone who’s happy to educate themselves about SMSFs and participate with hands on decision making in relation to investments.
Xpress Super clients enjoy the best SMSF administration service at low cost simply by using our embedded cash hub and online trading solution and limiting their investments to:
- Cash
- Listed Shares
- Term Deposits
- Property
- Precious Metal
- Managed Funds
- International Investments
The above products are not mandatory, but utilising products outside of the embedded offering may impact on ease of data automation. Any loss of efficiency impacting on the delivery of the Xpress Super service may attract additional fees.
SuperGuardian Services
SuperGuardian’s service is targeted at the SMSF Trustee who is time poor or does not want to handle the administration or compliance burden of administering their SMSF.
SuperGuardian client’s usually work with a Financial Adviser who assists them with investment selection and strategy using their own in-house trading platforms on a fee for service basis.
SuperGuardian allows any cash hub and can report on any asset on any platform – and the increased service fee reflects the time and effort required to report on funds with more complex scenarios and less data automation.
 |  | |
| SMSF Establishment |  | |
| Existing SMSF Transfer | | |
| Dedicated Client Manager | | |
| Strategic Advice | Through SuperGuardian | |
| Acts as the registered mailing address for investments |  | |
| Facilitates fund administration by notifying share registries of tax file number, bank account details etc | | |
| Access to Trust Deed and other compliance documentation | Held by the Trustee. We will have scanned copies for audit purposes only | |
| Face to Face meetings | | |
| | |
| Assistance preparing rollovers | | |
| Welcome Pack | | |
| ABN & TFN application | | |
| Trust Deed | | |
| Company Establishment | | |
| Investment Strategy template | | |
| Nomination of Beneficiary template | | |
| Pre-population of bank account opening forms | Xpress Super’s Service Providers | |
| Pre-population of share trading account opening forms | Xpress Super’s Service Providers | |
| Pre-population of term deposit account opening forms | Xpress Super’s Service Providers | |
| | |
| Cash Accounts | Xpress Super’s Service Providers | Any cash account |
| Share Trading platform | Xpress Super’s Service Providers | Any broker / any platform |
| Term Deposits | Xpress Super’s Service Providers | Any institution |
| Insurance | Trustees can use any insurance provider. | Trustees can use any insurance provider. |
| Property | | |
| Precious Metal | Discuss with XS directly | |
| Unlisted Investments | Discuss with XS directly | |
| Cryptocurrency | | |
| | |
| Daily online access to portfolio valuation | | |
| Daily online access to member contribution amounts | | |
| Daily online access to member pension amount summaries | | |
| Investment Strategy compliance reports | | |
| Reconciliation of Accounts | Monthly | Monthly |
| | |
| Timing – Annual Fees | Annually in advance, each July | Monthly |
| Timing – Adhoc Fees | Adhoc basis | Adhoc basis |
- + Services
SMSF Establishment Existing SMSF Transfer Dedicated Client Manager Strategic Advice Through SuperGuardianActs as the registered mailing address for investments Facilitates fund administration by notifying share registries of tax file
number, bank account details etcAccess to Trust Deed and other compliance documentation Held by the Trustee.
We will have scanned copies
for audit purposes onlyFace to Face meetings - + Fund Establishment
Assistance preparing rollovers Welcome Pack ABN & TFN application Trust Deed Company Establishment Investment Strategy template Nomination of Beneficiary template Pre-population of bank account opening forms Xpress Super’s Service Providers Pre-population of share trading account opening forms Xpress Super’s Service Providers Pre-population of term deposit account opening forms Xpress Super’s Service Providers - + Investments
Cash Accounts Xpress Super’s Service Providers Any cash account Share Trading platform Xpress Super’s Service Providers Any broker / any platform Term Deposits Xpress Super’s Service Providers Any institution Insurance Trustees can use any
insurance provider.Trustees can use any
insurance provider.Property Precious Metal Discuss with XS directly Unlisted Investments Discuss with XS directly Cryptocurrency - + Online Report
Daily online access to portfolio valuation Daily online access to member contribution amounts Daily online access to member pension amount summaries Investment Strategy compliance reports Reconciliation of Accounts Monthly Monthly - + Fees
Timing – Annual Fees Annually in advance, each July Monthly Timing – Adhoc Fees Adhoc basis Adhoc basis
